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Insurance Research Council Survey Finds Homeowner Awareness of Aerial Imagery Drives Acceptance, Confidence, and Perceived Fairness

For Immediate Release New York Press Office: 917-208-8842, lorettaw@iii.org

One in three drivers (33.4%) were either uninsured or underinsured in 2023, a 10 percentage point increase in the combined rate since 2017, according to the new report, Uninsured and Underinsured Motorists: 2017–2023, by the Insurance Research Council (IRC), affiliated with The Institutes.

Homeowners view thunderstorms, hail and lightning as severe weather events most likely to affect their homes in the next five years. Most are confident in their preparedness.

A new study from the Insurance Research Council (IRC), an affiliate of The Institutes, shows that the processes to achieve approved rate filings for personal auto insurance throughout the U.S. has become more cumbersome since 2010, negatively impacting market performance.  

The growing frequency and severity of natural disasters, combined with rising home repair costs and other economic factors, have contributed to less affordable homeowners insurance, according to a newly-released Insurance Research Council (IRC) Research Brief.

 Widespread advertising by billboard attorneys to encourage consumers to hire a lawyer to settle an auto accident claim leads to higher costs of auto insurance across the U.S., according to the majority of respondents in a new report from the Insurance Research Council (IRC), an affiliate of

Louisiana is the least affordable state in the nation for personal auto insurance, resulting from a combination of economic conditions, claims behavior, and the state’s litigation environment, according to the new research brief, Auto Insurance Affordability in Louisiana by the Insurance Research

Georgia’s personal auto insurance affordability has deteriorated in recent years, climbing the ranks of least affordable states over the past decade and a half, according to the new report Personal Auto Insurance Affordability in Georgia, by the Insurance Research Council (IRC), a division of The