The Potential Effects of No Pay, No Play Laws

Tuesday, December 4, 2012

This study seeks to measure the impact of no pay, no play laws on the percentage of uninsured motorists. It also estimates the costs of noneconomic damages awarded to uninsured motorists in states that have yet to enact such laws. The findings suggest that not only would a properly enforced no pay, no play law result in a moderate decrease in uninsured motorists, it may also reduce auto insurance costs.

A man stands facing a fender bender. He is holding a smart phone to his ear.

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