Trends in Personal Auto Insurance Claims: 2002–2022

Tuesday, July 18, 2023

This update to the IRC’s longstanding Trends in Auto Claims series examines two decades of frequency, severity, and average loss costs for three vehicle damage coverages and two auto injury coverages. It also documents the claims impact of the COVID-19 pandemic. Both countrywide and state-level results are presented.

A young female claims adjuster crouches by a blue car, holding an iPad to take a picture of damage at the rear passenger side. The car's owner bends down to point out damage on the side.
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