Uninsured and Underinsured Motorists: 2017 to 2023

Thursday, February 20, 2025

This report provides countrywide and state estimates for the prevalence of uninsured and underinsured driving, as well as an examination of several factors that are associated with variations in uninsured motorists (UM) and underinsured motorists (UIM) rates across states, including economic factors, insurance costs, and state insurance laws and regulations.

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Over the shoulder view of a man driving his car at dusk.
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