Research

This report continues the IRC’s examination of key cost drivers in selected states. The specific factors driving high insurance claim costs can vary from state to state.

This report explores consumer attitudes and opinions with respect to auto insurance telematics and usage-based insurance.

Over the last several years, the property-casualty insurance industry has experienced deteriorating results in several liability-related lines.

This report summarizes findings based on a recent survey conducted on behalf of the IRC regarding personal auto, homeowners, and renters insurance.

This report documents homeowners insurance claim frequency, severity, and loss cost trends from 1997 to 2018. Special emphasis is given to the role of catastrophe-related claims. Countrywide and state findings are presented.

This report is part of a larger body of IRC research examining the issue of affordability by identifying the key underlying cost drivers. The specific factors driving high insurance claim costs can vary from state to state.

The report combines information from IRC closed-claim research and other sources and is part of IRC’s ongoing research into the factors driving the affordability of auto insurance.

The report combines information from IRC closed-claim research and other sources and is part of IRC’s ongoing research into the factors driving the affordability of auto insurance.

A report updating findings on the impact of Florida’s third-party bad-faith legal environment on BI liability auto insurance claim trends.